Self-Employed & Special Situations articles

Self-Employed & Special Situations

Plain-language articles from Top Mortgages Inc on buying, renewing, refinancing and using your home equity, so you can make your next move with confidence.

13 articles · 5 topics

Self-Employed & Special Situations

3 articles

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Self-Employed & Special Situations Jan 10, 20263 min read

Rental Property Mortgages in Canada: How Lenders Actually Qualify You

Learn how Canadian lenders qualify rental property mortgages, treat rental income, and assess real estate investors in 2026.

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Self-Employed & Special Situations Jan 9, 20262 min read

Self-Employed Mortgage Approval in Canada: How Income Is Really Assessed

Learn how Canadian lenders assess self-employed income for mortgage approval, including documentation, stress test rules, and options.

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Self-Employed & Special Situations Jan 2, 20263 min read

Bad Credit Mortgages in Canada: What Options Exist Beyond the Banks

Learn how bad credit mortgages work in Canada, including alternative and private lending options, risks, and long-term planning.

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For most home mortgages the lender pays the broker, so there is usually no fee to you. If a fee ever applies to your file, we tell you upfront.

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Not to start. We only pull your credit with your permission, once you are ready to move ahead.

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