Who we are
Top Mortgages Inc is led by Tom Stolecki, a mortgage professional who helps homebuyers, homeowners and investors in Mississauga and across Ontario. We are independent: a bank can only offer its own products, but we shop a wide network of banks, credit unions, monoline lenders and private lenders, so the product is chosen for your situation, not for a sales target.
What we help with
- Mortgage pre-approvals and first-time home buying
- Renewals and refinancing, including switching lenders at renewal
- Home equity access, HELOCs and debt consolidation
- Self-employed, newcomer and credit-challenged borrowers
- Rental and investment property financing
How we work
We listen first, then compare. You get a clear explanation of your options, the real cost of each one (rate, fees and penalties) and our honest recommendation, including when the best answer is to wait or to stay with your current lender. You decide. There is no cost to you for most mortgages arranged through a broker, because lenders typically pay the brokerage; we always tell you up front if any fee applies.
Fast answers, any time
Call or text (289) 513-3328 and our AI assistant will answer general questions around the clock, take your details and book a time with Tom Stolecki. It never makes decisions for us and never replaces advice from a licensed professional.
Visit or contact us
1699 Lakeshore Rd W, Mississauga. Contact us or start a secure online application.